Project Real Estate by Dr. Steve Sjuggerud: Buying a Home Is a Great Long-Term Bet

Project Real Estate by Dr. Steve Sjuggerud: On June 24, Steve Sjuggerud is going public with ALL of his real estate experience and sharing what he believes is the No. 1 best way to get started right now. Sign up here to watch Steve Sjuggerud’s Project Real Estate free event.

Click Here To Get Dr. Steve Sjuggerud’s True Wealth Real Estate – Best Offer + Bonus Here

Dr. Steve Sjuggerud note: A massive housing boom is underway… And it’s time to get on board – right now. About a year ago, Porter Stansberry gave some big-picture advice on buying a home. I believe the opportunity now is even better than it was then. So read on for Porter’s take – and for details about my upcoming real estate event…


I can’t tell you whether or not you should buy a house…

And although I bridle at the restraints on my right to free speech, even if I were allowed to offer you my individualized advice, I would refrain. I simply can’t know what’s right for you without knowing a lot more about you, your finances, and your goals.

On the other hand, I do have a philosophy about personal finance that I believe will help you make that decision for yourself.

I believe the purpose of saving and investing is to provide financial security – not to own a home or any other asset.

However, for a lot of people, owning a home is a critical part of their financial plan. Let me show you what I mean…

Click Here To Get Dr. Steve Sjuggerud’s True Wealth Real Estate – Best Offer + Bonus Here

Homeownership can provide a way for you to leverage the power of credit in our economy to your benefit. It can also help shield you from the impact of inflation and the deterioration of the U.S. dollar.

And it can turn part of the money you’d spend in rent into equity in real property – a form of savings.

It can be expensive to own a home. I’d recommend making sure you can easily afford a 20% down payment. I’d also make sure I had at least one year’s worth of mortgage payments available in savings first.

After those hurdles, there’s a slew of questions that you should think carefully about. The most important is: What’s the cost of your mortgage? If you have a low-interest, low-cost mortgage, buying a house can be a great deal.

Next, I’d try to figure out all of my costs to own a home (e.g., mortgage origination, interest expenses, taxes, and upkeep) for the period that I’m likely to live there.

So, for a $350,000 home over, say, 10 years, that’s probably something around $200,000 in total expenses, including interest payments. Seems like a lot, doesn’t it? Well, I’m only assuming an average 3% interest expense over 10 years, a 1% annual maintenance cost, and 2% for property taxes and insurance. Your actual costs of homeownership will likely be higher, including the principal repayment on your loan.

But let’s use this rough estimate for now. That’s roughly $20,000 in expenses per year to own your home. You could rent a house for $1,500 a month and probably save money – or at least, it would look like that in the short term.


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Over the long term, though, the picture changes…

The money you “spend” to buy a house can end up becoming a form of savings – as long as the house appreciates in value.

Look at these assumptions. At the end of 10 years, you’ll own roughly 65% of the house (assuming a 15-year mortgage). And assuming real estate prices have increased 20% to 25% over the period, your house should be worth roughly $435,000 after 10 years.

That means your equity would be worth about $280,000, or 40% more than your direct expenses. So even though buying costs more than renting, it can still be the better way to go.

For most people who buy houses in areas that have both rising populations and rising wages, owning a home can easily be one of the most important and best financial decisions they make. Buying instead of renting essentially allows them to turn one of their biggest expenses – rent – into a form of savings.

Just be aware that the financial outcome of buying a house depends almost entirely on what you have to spend to borrow the money, and on whether or not the area you buy in appreciates in value while you own the home.

If both these conditions are in your favor… it can be a great decision for your long-term wealth.

Editor’s note: Here’s another secret… You don’t have to buy physical property to make big money in real estate. Not only that, but the timing is perfect to get in on this asset class today. That’s why on June 24, Steve is going public with ALL of his real estate experience for the first time ever… and sharing what he believes is the No. 1 best way to get started right now. Sign up here to watch Steve’s free event..

Click Here To Get Dr. Steve Sjuggerud’s True Wealth Real Estate – Best Offer + Bonus Here

Kyle Dennis Review: Fast 5 Trades Review – A 40% Move In Luckin Coffee Uncovered

Kyle Dennis Review: Fast 5 Trades Uncovered A 40% Move In Luckin Coffee. The reason why LK was Kyle Dennis highest conviction trade idea, which was sent out to Fast 5 Trades subscribers, was due to the oversold chart pattern.

Did You Miss The Move In LK?

Luckin Coffee (LK) seems like it’s back from the dead… after opening up for trading after it was halted for more than a month.

It’s been one of the most hated stocks in the market… and it’s even facing delisting from Nasdaq.

The stock opened at $2.52… and hit a low of $1.33 recently.

But LK was popping this week.

Heck, this stock was my highest-conviction trade idea this week

I know what you’re thinking… “Kyle, how could a stock that was accused of fraud be your highest conviction trade idea?

Well, I actually saw value and figured LK could pop after its recent sell-off.

Why?

How I Uncovered A 40% Move In Luckin Coffee (LK)

Now, if you don’t already know… LK shares dropped from more than $40 to under $2 in just a matter of months…

LK is a company that has been accused of fraud and their CEO and CFO actually stepped down a few weeks ago.

There’s been a lot of awful headlines surrounding the company, and the selloff may have been justified. However, it looked to be overdone to me.

You see, LK is still one of the most popular coffee stores and brands in China… and actually has real revenues.

The reason why LK was my highest conviction trade idea, which was sent out to Fast 5 Trades  subscribers yesterday, was due to the oversold chart pattern.

Basically, I figured LK could catch a bounce.

Now, don’t get me wrong when I say it was my highest conviction trade idea.

I wasn’t looking for this stock to go back to $40… I was just looking for a pop in 5 days or less. That’s the goal of Fast 5 Trades for me.

Chart Courtesy of StockCharts

With LK, it was already catching a pop, and on May 26 at 10:05 AM… here’s the plan that I sent out to Fast 5 Trades subscribers…

Buy Zone: Under $2.25

Profit Zone: Over $2.50

Stop Zone: $1.40’s

My Action: I bought 20k shares at $2.09

Traders could’ve bought shares below $2.25… and it actually formed a bullish chart pattern. I was only looking for a quick 10% winner, in just a few days.

This morning, LK made a large move…

Chart Courtesy of StockCharts

Sure LK made a move after the open… but I was actually taking profits in the pre-market.

Here’s the note I sent out to Fast 5 Trades subscribers at 7:11 AM this morning.

LK is up about 40% from the entry point of $2.09 yesterday, as shares are trading at a high of $2.95.

BEA-uuuuutiful!

Shares could go higher (or lower) from this point right now, so I’m just going to take my profits, as it’s way above my target profit zone.

My action: I sold my shares of LK at $2.89 for about a $15.7k win!

Extra note: If you don’t know how to sell in the premarket, this is a great time to call up your broker and have that ability turned on. It’s always a lot less stressful when you are wanting to sell and in a big profit, rather than trying to sell at a big loss. Each broker is a tad different in how they do things. Normally, I don’t sell in the premarket unless shares are up/down a large percentage. 

In less than 24 hours, I was able to lock in a 38% winner in LK!

The thing is…

If you missed out on the trade in LK… that’s okay…

Because next week, I’m going to drop my next highest-conviction trade idea. If you want to learn more about how this all works, click here and watch this quick training session.

Source: Biotechbreakouts.com | Original Link

Jeff Bishop Total Alpha: Avis Car Rental (CAR) trade Scored $23,000 In 72 Hours [Details Inside]

Market-changing catalysts can lead to oversized gains in just a matter of days. That’s why let’s dig into Jeff Bishop Total Alpha recent Avis Car Rental (CAR) trade that netted him over $23,000 in just a few days.

I know firsthand how market-changing catalysts can lead to oversized gains in just a matter of days.

That’s why I wanted to dig into my recent Avis Car Rental (CAR) trade that netted me over $23,000 in just a few days.

This Total Alpha trade required excellent timing to hit these profits.

Of course, everyone wants to swing for the fences all the time…

Which is natural…

But it’s a good way to blow out your account…

A lesson I learned the hard way at the beginning of my trading career…

I don’t want you to go through that same type of pain I did.

That’s why I put together this case study…

It highlights two of the most important factors which cause a stock to explode.

Sifting through the noise

Between the free and paid content out there, you can live in a world filled with chryons and blogs. Heck, my kids spend hours on their phones as it is!

Before running down a rabbit hole, any news story has to pass the usefulness test. It needs to provide me an edge on one of the following in order to make money.

  • Those directly affected
  • People or businesses indirectly affected
  • Able to narrow down with some specificity (IE it isn’t too broad)

Lastly, I need to make sure the information is actionable. While global warming is a hot topic, it doesn’t have the immediacy that bankruptcy does.

Narrowing it down

Once I traced the effects of that news, I began scanning for chart setups that are “ripe” for a news catalyst.

When I read the news that Hertz (HTZ) would soon file for bankruptcy, I thought about who might be affected:

  • Suppliers
  • Customers
  • Competitors

Then I have to ask the obvious question – why were they going bankrupt? In this case, demand fell through the floor, and it doesn’t look like that’s changing anytime soon.

More importantly, they couldn’t get enough cash to continue operations. Yes, they have a lot of cars, but they can’t liquidate them that quickly.

Given that, I see two main areas impacted: suppliers and competitors.

Suppliers aren’t likely to feel the marginal impact of Hertz going out of business. Car companies like Ford, GM have much bigger problems at the moment. Plus, rental car companies aren’t a huge portion of their customer base (though they are significant).

On the other hand, competitors seemed promising. If Hertz can’t function in this environment, chances are others would be in danger too. That leaves potential for some to be overvalued by the market.

Once I had that idea in hand, I went through the list and narrowed it down to Avis Budget Group (CAR).

I took one look at the chart, and it just screamed “YES”.

Chart analysis

CAR had already bounced off a new low and was now spending more and more time in the overbought levels of the RSI.

Additionally, the weakening of the momentum appeared as the trade began to dip to the 13-period moving average on the hourly chart.

Combine all that with a huge spike in volume early on April 29th, and the indicators were clear to me; CAR was likely going to take a hard pullback.

CAR Hourly Chart

Options Gameplan

Buy puts in-the-money and sell a call spread to cash in on the premium as well.  Like a “one-two” punch in the bulls-eye (get it?)

First, I bought the puts at the $18 strike.  With the candles already beginning to shrink through the morning, there seemed little chance of a push above that mark any time soon.

Next, I sold the calls at the $18 strike while setting up the spread by buying the $20 calls, both at a 2-week expiration; plenty of time to cash in.  This defined risk of only a $2 split on the spread gave me the safety I was looking for in collecting the premium as a bonus.

The Result:  A $20,000+ Payday in under 72 hours.

Of course, all of my Total Alpha Premium Members watched this trade from conception to sale.  Following along is super-simple when you’re literally the “play-by-play” as it happens in real-time.

I sure hope this helps you better understand the why and the how of the Total Alpha strategy.

Want to follow along in real-time?

Check out all the Total Alpha has to offer Right Here.

Source: TotalAlphaTrading.com | Original Link

Jeff Bishop: Are You Ready For The Biggest Squeeze In Oil Prices?

Jeff Bishop has reason to believe that the oil industry will begin to see a wave of bankruptcies. But in order for you to take advantage of this boom and bust sector…You first need to understand what’s causing this pricing pressure, when it’s expected to hit, and who stands to gain.

Has this ever happened to you?

Less than a month ago we experienced negative oil prices for the first time ever in history, forcing drillers to halt production.

But since then, we’ve seen a steep recovery.

June crude oil futures have rallied from $6.50 to $25, a 286% rise off the April 21st lows.

But you know what?

I have reason to believe that the industry will begin to see a wave of bankruptcies.

But in order for you to take advantage of this boom and bust sector…

You first need to understand what’s causing this pricing pressure, when it’s expected to hit, and who stands to gain.


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Lower global production

For the first part of the year, Russia and Saudi Arabia felt the need to go tit for tat on oil production. Neither wanted to curtail supply, even in the face of plunging demand. That led to a current glut of inventory that’s filled up global storage.

Finally, the two agreed to cut output, only after the U.S. absorbed a portion of the reduction for Mexico. However, that only recently happened.

Oil production isn’t something that you instantaneously shut off and on like a light switch. It takes time to turn off production and quite a while to restart.

Here’s an idea of how demand and supply line up according to the U.S. Energy Information Administration.

The mismatch caused by the decline in economic activity created a massive build in inventories, which is why we saw crude already go negative.

So, how are we going to overcome such a massive amount of supply?

Simple economics!

Supply decrease

Global oil production didn’t just decline, it came to a complete standstill. To give you an idea of the scope of the change, we had 292 oil rigs in operation last week according to Baker Hughes. Last year, we had 805.

These rigs aren’t just something you turn off and on at the drop of a hat either. As I mentioned before, they can take weeks, if not months to return to full operation. That also assumes you can get the workers back.

On top of that, the U.S. is set to face a wave of bankruptcies in this sector in the coming months. Now, most market observers expected this to come at some point. The boom in fracking created an abundance of supply that wasn’t necessary.

However, having them all hit at once can disrupt the industry. Banks are tightening lending to these companies, fearful that they can’t even operate cashflow positive.

Add into this entire mix a reasonably large cut from Russia, Saudi Arabia, and other OPEC states, and you’ve got the makings of a supply cut that looks to overshoot its mark.

Demand potential

For as little as we know about the post-COVID world, there’s a possibility things return to normal quickly. It’s not likely, but it is possible.

Even under a more tepid scenario, consumer spending on energy is climbing as people return to work around the globe. It’s unlikely demand returns for jet fuel, especially given the asset liquidation in airlines.

You needn’t look any further than the U.S. summer getaway. Typically, Americans start their summer travels around June, with many hopping in the car to travel around the country.

Already, we’re seeing a preference for automotive travel over air for obvious reasons. While one doesn’t make up for the other, it’s nonetheless a key driver for consumption going forward.

Big integrated are my favorite plays

Just the other week Hertz Rental Cars (HTZ) filed for bankruptcy. That caught me off-guard, as I thought they had a better balance sheet.

That goes to show you that even the big guys hold risk…and it’s why I don’t want to mess around with smaller oil names.

Companies like Exxon Mobile (XOM), Chevron (CVX), and Conoco Phillips (COP) have withstood the test of time. If I’m going to play a rebound in oil, I’d start with these guys. They not only have the money to withstand this soft patch, but snap up smaller competitors.

Now, the other way I like to diversify my risk is with the energy ETFs. My favorite is the XLE ETF that tracks the S&P Energy Sector.

XLE Daily Chart

The ETF not only has a beautiful uptrend, but it yields a nice 2.68% dividend yield.

Are there other plays out there with greater potential return? Sure. But, I find these ones to offer the best return when you account for risk.

Accounting for risk in your trades

Risk is number one in my book for concepts traders need to understand. It’s broken some of the biggest funds out there that ignored some basic precepts.

One way to get a jump on the market is by learning the essential skills and strategies taught in the Total Alpha Bootcamp.

Click here to discover the power of options, enroll in the Total Alpha Bootcamp today.

 

Source: TotalAlphaTrading.com | Original Link